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From:
DAVID LIM, Jr.
(10:15
am, 5th February 2007)
Saturday, October 27, 2007
Dear FELLOW FRIENDS,
Many of my friends and people that I know are
telling me I'm crazy (some even think that I'm living in a world of
hallucination), when I told them I wanted to embark on one of the
world's best job and career opportunity in Malaysia that
allows me to own my own practice, yet only requires me to work less than 5 days a week, but
earns like a
C.E.O ....
but I don't care!
Hi, my name is David Lim, Jr, and I'm just an
ordinary person.
I'm neither a space rocket scientist nor a business guru! I'm an
ordinary person who wants to live an extraordinary life! Before I
discover the best
career as well as the best business opportunity in financial planning
services industry, I was jobless for 2 years after my graduation in
July 1998! Pride really taken over my employment prospect when I
graduated from Curtin University of Technology ( Australia )! I really
believed that with a degree, I can choose and select the the best
career of my choice…. Later, I found out I was too
naïve L
Desperation kicks in as my pocket money is drying
up like Sahara desert. The search begins, after an intense search; I
finally found myself a career in financial services &
consultation in 14 February 2000. The rest is history…
Today, I am managing a financial consultancy with
32 full time financial advisors and annualized revenue of
$4,345,837.30. My income
was far better than most C.E.O. (the average
C.E.O. earns $200,000 per annum after tax), and the freedom I have is greater than many
business entrepreneur. Why? When business is down,
overhead expenses need to be paid, loan need to be serviced and capital
is needed to sustain a weak business environment. On the other hand,
while a business is growing, many business people entrap themselves
with financial liabilities when borrowing is a must for a growing
business, bad debts are unavoidable and longer working hours as growing
business need more attention.
While I'm writing this message for you, I am
living an extraordinary life, whereby I generate an income of
more than
$300,000 per annum after tax, and my working hour is no
more than 5 days a week! I have all the time I wanted, even at times, I
have so much time, I do actually feel bored about it!
Today, I am
glad I choose the best career as well as the best business opportunity and didn't
realize that I could make it big in the business of financial
consultation and corporate planning. Whilst I read the newspaper
everyday, I come across with many news about rising unemployment, retrenchment,
whilst many employees are up roaring “Over
paid, Under worked”, business going
under, declining profit margin for many sectors, so on so forth. This I
believe, they have made their choices in life, to contribute to such
news headlines!
In a nutshell, I want the people out there to know
that there is actually a great and satisfying career opportunity in
Malaysia! Great enough that it actually allows you to work less than 5
days a week, yet earn more than a C.E.O. The main reason
why I'm sharing my experience is because during my early years of
starting my search for the best
job and business opportunity in Malaysia, there isn't any reliable yet insight
career guide or business starts up guide for job seekers
on how to build a satisfying career that feed your lifestyles. Besides,
it is too costly for any person in Malaysia to take up any business or
franchise opportunity without a sizeable capital (not to mention
marketing & management skill).
Secondly,
because I'm sick and
tired of watching nice people be taken advantage of and misled by the truckloads of BAD
& LOUSY employment that only offers
“overwork and underpaid” employment scheme. I have
personally bump unto many such ‘career of your choice' and
let me tell you it's not something you really wanna go through! It cost
you tons of frustration, time wasted and loads of disappointments! On
top of that, it brings down your enthusiasm and makes you feel like a
‘loser'!
As you read on, I'm SHARING WITH YOU EVERYTHING I
know about how I made this career of my choice, including...
| Every strategy,
technique, and tool I'm currently using to make
$278,359.33 take home income each year and guaranteed
to grow 33% every year without extra effort.
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The fact is, it's not 2000 anymore -- it's already
2007! ... It's not supposed to be HARD
to start a career from scratch or change into a new career and make it
profitable. Even a fresh graduate without any related academic
qualification and experience can succeed in this career (I am one
classic example)!
In fact, this may surprise you, but...
With all of the past media attention on the failed
financial advisor, consultant or planner, as well as, negative
perception of the career as financial advisors are usually associated
with hoax and conman, you are no doubt aware of the shift that has
taken place on the market place. However, what you may NOT know is that
it is now easier than
ever to start your own career and practice in financial planning.
Here are 6 KEY REASONS….
| REASON # 1: The
Malaysian Financial Services Industry has topped $189 billion in 2006 |
If you have been paying attention, you would have
come across with 2006 Bank Negara Reports shows that the total of
insurance premium collected, unit trust invested and banking services
for saving and fixed deposits had exceeded $189 billion and has recorded a growth of 8% per annum
for the past 20 years despite economy slowdown in 1985 and 1997.
| REASON #2:
The average income per household has
increased to $43,200 per annum |
More and more Malaysians have a growing household
income. According to the latest banking surveys, there are at least 33%
of the working population earns an average of $43,200 per annum.
Meanwhile, 9% of the population earns more than $10,000 per month.
Besides, Asiaweek Magazine (2004, 2005, 2006) averaged Malaysian saving
to be 42% (highest rate
in South East Asia).
| REASON #3:
The average income of an independent
financial advisor is $9,950 per month, according to NAMLIFA report
(year 2006) |
There are usually 2 type of financial advisors;
salaried and representative. The second type is self employed as they
represent a financial institution for the necessary products. This
category of financial advisors makes a monthly income of $9,950
after being 5 years in the industry.
| REASON #4: 82%
Malaysian surveyed, indicated that they need some form of financial
advice in various aspects of financial planning and personal financial
monitoring. |
The Edge Magazine conducted a financial consumer
surveys in July 2006, found out that many Malaysians have lesser time
to plan and track their own financial well being. Thus, the sample
population indicated that they
need some form of financial advice pertaining to risk
management, retirement planning, estate planning, tax planning and
investment planning.
| REASON #5: Demand
exceeds supply, by 1 out of 2,280! |
According to FPAM (Financial Planning Association
of Malaysia) record, there are less than 7,000 qualified financial
advisors that are able to advice clients professionally in personal
financial planning, as of December 2005. Meanwhile, there is 11.4
million working population in Malaysia. In short, this numbers indicate
that the industry is facing a shortage! Demand exceeds supply!
Even though many financial institutions offering financial advisory,
many are product-based advisory. They are only able to advice the
customers on the product that the institution is promoting and selling.
This doesn't warrant them to do financial planning competently.
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REASON #6:
No.1 Career in USA and Australia.
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Every year, in countries like America and
Australia, there are independent bodies such as JOBS Almanac that rate
the best career based on income level, stress level, working duration,
industry prospect and on job satisfaction. The result, the Best Career
for American since 2000 is financial planner (rank no.1) working
independently for themselves. While, the Best Career for Australian
since 2003 so happened to be financial planner too (Australian
Education Department). Today, financial planner is still standing strong as the top 3
best career in the US. No doubt, this is the best
job and business opportunity in many countries, like
Malaysia.
Let me send you more
information to educate you on this subject so that you are
well informed with any up to date changes in this career and industry.
Just drop in your email and I assure you your email is kept for private
use only (means, no spam or junk mail).
Isn't this an undug
goldmine? You and I definitely wouldn't want to enter an
industry that is overcrowded and saturated! Moreover, we wouldn't want
to work long hours but earn high income. Most of us want short hours
and great income!
I hope with these 6 solid reasons
shall open your mind to a new world of income generation.
After all, we all work mainly because of INCOME and freedom to spend.
I can understand this is just a glimpse of ‘confusion' for
someone who have not seen, heard or exposed to this career, or you have
not meet anyone who made it big in this relatively new industry. Allow
me to walk you through with some of the questions that may pop out in
your mind:
“I do not have financial
related qualification” During my career, I've
trained hundreds of financial advisors, in which 90% are fresh
graduates and they have no
related experience or possess any related qualification in finance.
After an intense research and on going experiments, I have compiled a
training system that allows any person to embark into this career with
a fast start up. Not just that, the training system has recorded a
success rate of 95% in getting a satisfying client in less than 31
days!
“I do not have the capital
to start this business of consultation and financial
planning” Yes, it is true that you need
capital to start any form of business. This is especially true when you
need a proven system to run on, or else you'll be re-inventing the
wheel. Once you make the commitment, I shall present you with the business model for free.
The only condition is that you need to take consistent effort to
practice them. Isn't this the best job and business
opportunity in Malaysia?
“I do not have clientele
building experience” As you have read
earlier, I have personally built a financial planning business in the
shortest possible time. In my training system, I will walk you through
all the necessary skills and knowledge needed directly and indirectly
on how to get instant result in generating clientele. Besides, even
though you have zero customers based, you shall be given a set of database
to gain a fast start in this new career of yours.
“I am not a sweet talker,
I'm people shy” You don't need to be a sweet
talker or a public speaker to excel in this career. This is a business
of listening, not too much of talking. It's all about understanding the
customers' needs and concerns. In the training system in which I shall personally coach you,
you will master the art of presentation, the art of negotiation as well
as the art of closing the deal, using a set of proven system applicable
to all level of clients.
I've been able to zoom ahead and discover the
greatness of this career before virtually anyone else -- thanks to two
big factors.
First, there are less than 7,000 independent
financial advisors that are running their own consulting business. Many
of them are too busy
growing their own clientele, thus finding less time to train and coach
new blood in the industry.
Second, I
myself have walked the path from scratch. During my
career, I am dedicated to constantly develop new strategies to expand
clientele, sharpening sales and marketing skills, and bulletproofing
new strategies for snowballing my team's clientele and profitability.
And because I don't sell my training franchise to
any third party, my proven training system is not available
to anyone outside my office.
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In the real world, you can't afford to waste months
testing dozens (or hundreds) of new ideas or even new career.
You need to get the freshest information while it's still steaming hot.
And that's what you'll find being part of my big family.
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Every year, I do regular intake to train and breed
fresh candidates to be successful in the career of financial planning.
Once you have been chosen, short listed and started your career with
me; I personally guarantee that you'll DOUBLE
your income within a year. Otherwise:
- You shall keep all the training materials and
clientele database
- I'll compensate you with a RM$500 hard core
cash
... Now picture this: It's a year from today (or a
lot sooner), and you've doubled your income plus you are running your
own consulting practice -- with a lot less effort than you expected.
Even better, you know for a fact that you have the power to snowball
this income into much bigger income because this career
guarantees you a 33 increment annually. Name me a business or
employment that guarantees 33% increament annually?
If you answered "Yes," and you want to snowball
your income, starting right now, with a proven system to build fresh
people like yourself so that you shall be earning more than $200,000
within 3 years, here are 2 easy ways to get shot listed with us:
•
SMS your details and contact to (+6) 016-3111301
•
Email us your resume with the subject [RESUME] to dave@12daysonly.com
I shall be contacting you very soon to get you
short listed for my next intake. If I ever miss you out, don't feel shy to call me
personally at my office 03-20562058/2058 (and please leave a message
with my secretary if I am out of town). I hope I can enlighten you with
the best career and business opportunity in Malaysia sooner
than we expected.
Sincerely,
David Lim, Jr. -- President
D L J R C O N S U L T A N C Y
P.S. Every
day more and more Malaysians are joining the financial planning
industry, the longer you wait or procrastinate, the harder it is for
you to get started. If I were you, I would do it while the industry is
still enjoying DEMAND exceed SUPPLY! Not when the market is saturating.
P.S.S. Again, thanks for spending time to read and I hope
this memo would be a crossroad for you in your search for the best
career or the best business opportunity in Malaysia.
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